Terms of Service

These Terms of Service ("Terms", "Agreement") constitute a binding legal agreement between you, the user ("User", "Client", "You", or "Your"), and Binary Tech LTD ("Company", "Provider", "We", "Us", or "Our"), a limited liability company duly organized and existing under the laws of Libya, operating the Fulus (فلوس) platform and services.

By accessing, browsing, registering for, or otherwise using the Fulus application programming interface (API), website, documentation, support services, or any other products or services (collectively referred to as the "Services") in any manner, You expressly acknowledge that You have read, understood, and unconditionally agree to be legally bound by all terms, conditions, and provisions set forth in this Agreement. Your continued use of the Services constitutes ongoing acceptance of these Terms and any subsequent modifications thereto.

If You do not agree to be bound by the terms of this Agreement in their entirety, You must immediately discontinue all access to and use of the Services. Your failure to comply with this requirement constitutes unauthorized use of the Services.

1. DEFINITIONS

For purposes of this Agreement, the following terms shall have the meanings ascribed to them below:

1.1 Provider (المزود)

Binary Tech LTD, a limited liability company organized under the laws of Libya.

1.2 Client (الزبون)

Any natural person or legal entity that accesses or uses the Services provided by the Company.

1.3 Services (الخدمة)

All services provided by the Company, including but not limited to API access, data delivery mechanisms, analytics capabilities, and customer support services.

1.4 Subscription (الاشتراك)

A paid service plan that grants the Client access to the Services in accordance with the applicable subscription tier and associated terms.

1.5 Account Holder (صاحب الحساب)

The natural person or legal entity registered with the Company and authorized to access and use the Services.

2. PAYMENT OBLIGATIONS AND BILLING

2.1 Fees and Pricing

The Company reserves the right to modify, amend, or adjust pricing and fees for the Services at any time and at its sole discretion. The current fee schedule is published and maintained at fulus.ly.

2.2 Billing Periods

The Company offers subscription services on monthly and annual billing periods. The Client shall select the applicable billing period upon subscription registration or renewal.

2.3 Currency

All fees and charges are denominated and payable exclusively in Libyan Dinars (LYD).

2.4 Payment Terms

Payment for Services must be received by the Company prior to Service activation or renewal. The Client is responsible for ensuring timely payment in accordance with the selected billing period.

2.5 Payment Failure and Account Suspension

Failure to remit payment when due shall result in immediate suspension of the Client's account and access to the Services. The Company reserves the right to terminate the account following continued non-payment.

2.6 No Refunds

All payments are final and non-refundable. The Company does not offer refunds, credits, or prorated reimbursements under any circumstances, including but not limited to early termination, service dissatisfaction, or partial billing period usage.

3. ACCEPTABLE USE POLICY

3.1 Prohibited Conduct

The Client expressly agrees not to engage in any of the following prohibited activities:

(a) Violate any applicable laws, statutes, ordinances, or regulations of Libya or any other jurisdiction;

(b) Engage in any harmful, fraudulent, deceptive, or malicious activities;

(d) Infringe upon or violate any copyright, trademark, patent, trade secret, or other intellectual property rights;

(e) Transmit, post, or otherwise make available any content that is illegal, threatening, abusive, harassing, defamatory, obscene, or otherwise objectionable;

(f) Use the Services for any criminal, illegal, or unlawful conduct;

(g) Exceed applicable usage limits or engage in any form of API abuse;

(h) Resell, redistribute, or sublicense access to the Services without express written authorization from the Company;

(i) Reverse engineer, decompile, disassemble, or attempt to derive the source code of the Services;

(j) Share, transfer, or otherwise disclose account authentication credentials to any third party;

(k) Use the Services for the purpose of financial market manipulation or any form of fraudulent financial activity;

(l) Create, register, or maintain more than one account per natural person or legal entity, whether directly or through the use of alternate email addresses, aliases, or third-party identities;

(m) Circumvent, or attempt to circumvent, any usage limits, subscription restrictions, trial limitations, or access controls through any means, including but not limited to the creation of multiple accounts.

3.2 Consequences of Violation

Any violation of the provisions set forth in Section 3.1 shall constitute a material breach of this Agreement and may result in immediate suspension or termination of the Client's account and access to the Services, without prior notice.

4. API USAGE AND ACCESS CONTROL

4.1 Authentication Requirement

Access to the Services via the API requires proper authentication credentials. The Client is responsible for maintaining the confidentiality and security of all authentication credentials.

4.2 Usage Limitations

Usage limits and restrictions apply to all Services based on the Client's subscription plan tier. The specific usage limits applicable to each subscription tier are established by the Company and may be modified at the Company's sole discretion.

4.3 Credential Security

The Client shall not share, transfer, publish, or otherwise disclose account authentication credentials to any third party. The Client remains solely responsible for all activities conducted using their authentication credentials.

5. DATA ACCURACY AND DISCLAIMERS

5.1 "As-Is" Provision of Data

All data, information, and exchange rate quotations provided through the Services are furnished on an "as-is" basis without any representation, warranty, or guarantee of accuracy, completeness, timeliness, or reliability.

5.2 Not Financial Advice

The Services and all information provided therethrough do not constitute financial advice, investment advice, trading advice, or any other form of professional advisory services. Users are solely responsible for their own financial decisions and should consult qualified financial advisors before making any financial or investment decisions.

5.3 Disclaimer of Liability for Financial Losses

The Company shall not be liable for any financial losses, trading losses, investment losses, or any other economic damages arising from or related to the use of the Services or reliance upon data provided through the Services.

6. LIMITATION OF LIABILITY

6.1 No Warranty

The Services are provided "as-is" and "as available" without warranty of any kind, whether express, implied, or statutory, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

6.2 Maximum Liability

To the maximum extent permitted by applicable law, the Company's total aggregate liability to the Client for all claims arising out of or related to this Agreement or the Services shall not exceed the total amount of fees actually paid by the Client to the Company during the twelve (12) month period immediately preceding the event giving rise to liability.

6.3 Exclusion of Consequential Damages

The Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of revenue, loss of data, loss of business opportunities, or business interruption, regardless of the theory of liability and whether or not the Company has been advised of the possibility of such damages.

7. GOVERNING LAW AND JURISDICTION

7.1 Choice of Law

This Agreement shall be governed by, construed, and enforced in accordance with the laws of Libya, without regard to its conflict of law principles.

7.2 Exclusive Jurisdiction

The courts of Libya shall have exclusive jurisdiction over any disputes, controversies, or claims arising out of or relating to this Agreement or the Services. The Client hereby irrevocably submits to the exclusive jurisdiction of the Libyan courts and waives any objection to venue or inconvenient forum.

7.3 Dispute Resolution

All disputes arising under or in connection with this Agreement shall be resolved in accordance with the legal framework established under Libyan law.

8. CONTACT INFORMATION AND NOTICES

For questions, concerns, or inquiries regarding this Agreement or the Services, the Client may contact the Company through the following official channels:

Legal Entity: Binary Tech LTD (شركة بوابة النظم لتقنية المعلومات والبنية الرقمية ذ.م.م)

Commercial Registry Number: 25-10-0170

Address: Independence Street, Benghazi, Libya

Jurisdiction: Libya

Electronic Mail: support@fulus.ly

The Company will make reasonable efforts to respond to all legitimate inquiries within a reasonable timeframe in accordance with applicable legal requirements.